Frequently Asked Questions

1). Who are we?
We are a group of financial consultants (The Saints) that has seen it necessary to provide guidance to those that are looking help in the bad credit loans market. We feel that many people who are looking for information on the bad credit market are being fed with mis-information that in the long-term will only serve to worsen their already poor credit score. We hope that with this site we are able to address the problem with mis-information. Our sincerest hope is to help guide people with bad credit to improve their credit ratings and understand how to get loans.

2). Are you all qualified financial consultants?
Yes we are, however we wish to make the distinction here that all the information that is provided on this website is purely our opinion and that if you take any action that is based on our opinion here then you do so at your own risk. In our professional line we are totally liable for whatever advice that we give however we are paid to take on this risk. On this website we offer the same information however we would certainly not take on that risk without compensation. It is for this reason that we don’t want to be held liable for any of the information that is available here.

3). Who put you up to this?
Nobody has asked us to do this. We have established this site in the hope that the many mistakes that we regularly see others and our clients repeat all the time be stopped. The mistakes that they make are mainly from action that they take up themselves under the false impression that they are doing it correctly. We have seen enough of this that we feel it is our responsibility to set the bad credit repair and bad credit loan issue straight before more people fall into the rut.

4). Why have you chosen to work anonymously?
For our own protection we have chosen to remain anonymous so that our recommendations and opinions will not affect us in our normal day-to-day jobs. Some of the information here is quite sensitive and is only known to employees of financial institutions (which all of us are). If our employers found out that we are providing important information that could potentially make customers more aware of what is going on, we might be negatively affected. It is for this reasons that all of us have decided to stay anonymous.

5). Are you asking me to buy a product or something?
No, we mainly provide advice on bad credit loan matters and also provide access to a small list of lenders that we feel can work very well with people with a low credit score. We provide all our professional information on this site free of charge in the hope that more people will read it and understand what it means to get a better credit score and how to get a bad credit loan easily.

6). How can I be sure that the information here is correct?
Put simply, you can’t. Based on the many people who have tried to obtain loans and even repair their own credit previously with little to no success, I think it’s worth your time to read on and at least consider the information here. Most of the other bits of information here aren’t the regular run-off-the-mill information that you will receive on other sites. Some of the information available here is only available to financial professionals who have spent many years in the industry.